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Get started
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| Card price | Up to $3.95 | $0 to sign up online. |
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Monthly usage
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| Monthly fee | $6.95 |
No fee for residents of NY, TX, or VT. No fee for residents of
AR until you register your card.
The monthly fee is waived when you receive a Direct Deposit of
$500 or more during a monthly statement period.
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Add money
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| Cash reloads | Up to $3.95 |
Fee varies by retailer. The amount of each load to your Account
using cash must be at least $20.
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| Direct deposit | $0 | |
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Mobile Check Capture by Ingo® Money
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Money in 10 Days
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$0
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If your check is returned unpaid within the 10 day period, your
Account will not be funded. No minimum check amount.
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Money in Minutes
| 1% or 5% of check ($5 min fee) |
1% fee on payroll or government checks with preprinted
signatures or 5% fee on other checks; $5 minimum fee applies;
$20 check minimum.
The Mobile Check Capture by Ingo Money service is provided by a
national bank identified in the Mobile Check Capture
Terms and Conditions
and Ingo Money, Inc., subject to the bank's and Ingo Money's
Terms and Conditions
and the bank's and Ingo Money's
Privacy Policy. All checks are subject to approval for funding in Ingo
Money’s sole discretion. Approval usually takes 3 to 5 minutes
but can take up to one hour. Fees apply for approved Money in
Minutes transactions funded to your Account.
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| Add money from a bank account | $0 |
You can add money to your Serve Account from your checking or
savings account by initiating a transfer from your bank into your
Serve Account. Consult with your bank for origination fees that may
apply.
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| Add money from American Express charge or credit card | $0 |
A cash advance fee may be assessed against your charge or credit
card account. Check your charge or credit card agreement for
details.
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Spend money
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| Online Bill Pay | $0 | |
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Serve Money Transfer powered by Ria®
| Up to $16.99 |
The Serve Money Transfer fee depends on the transfer amount.
$4.99 for transfers up to $50
$8.99 for transfers $50.01 - $1,000
$16.99 for transfers $1,000.01 - $2,500
See
serve.com/moneytransfer
for more details.
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Get cash
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| ATM withdrawals (in-network) | $0 |
"In-network" refers to the MoneyPass® ATM Network. See
serve.com/atm
for locations and other details.
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| ATM withdrawals (out-of-network) | Up to $2.50 |
This is our fee. No fee for residents of VT. "Out-of-network" refers
to all the ATMs outside of the MoneyPass® ATM Network.
You may also be charged a fee by the ATM operator, even if you do
not complete a transaction.
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| ATM transaction decline | $0.75 |
Per ATM decline. No fee for residents of VT. Will apply at
MoneyPass® or other ATMs each time you enter an invalid
PIN, exceed your ATM withdrawal limits, or your Account has
insufficient funds.
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| Cash Pickup powered by Ria® | Up to $9.49 |
Per withdrawal. The Cash Pickup service is provided by Ria®
for pick up at Walmart®. The Cash Pickup fee depends
on the withdrawal amount.
$3.49 per withdrawal for cash out up to $500
$6.49 per withdrawal for cash $500.01-$1,000
$9.49 per withdrawal for cash $1,000.01-$2,900
Withdrawals up to $2,900 are available to Serve Account holders
who receive their tax refund or refund advance via Direct
Deposit into their Serve Account. See
serve.com/cashpickup
for more details.
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Information
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| Customer service (automated or live agent) | $0 | Available 24/7. |
| ATM balance inquiry (in-network or out-of-network) | N/A | |
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Using your card outside the U.S.
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| Foreign transactions | 2.7% | After conversion to US Dollars. |
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Other
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| Send and receive money | $0 | |
| Goals | $0 |
Set aside money for specific goals, emergencies, or other purposes
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| Subaccounts | $0 | |
| card replacement – standard shipping | $5 |
No fee for residents of NY, TX, or VT. Per replacement card,
standard delivery 7-10 business days.
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| card replacement – expedited shipping | $20 |
Per replacement card, Fedex delivery. Card will arrive in 3-4
business days. Expedited shipping is not available to customers in
Alaska, Hawaii, Puerto Rico, Guam, and the U.S. Virgin Islands.
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| Purchase Protection on eligible purchases | $0 |
Purchase Protection is underwritten by Virginia Surety Company,
Inc., 175 West Jackson Blvd., Chicago, IL 60604. Coverage is
determined by the terms, conditions, and exclusions of the Policies
applicable to your card and is subject to change with notice. This
document does not supplement or replace the Policy. Shipping and
handling costs for the purchase will not be refunded. Certain
purchases are not covered, e.g. items lost by card Member,
consumable and perishable items, motorized vehicles and their parts
or accessories, or normal wear and tear. Other important exclusions
apply. You will only be reimbursed for the amount charged to your
eligible card; coverage is limited up to $1,000 per occurrence; not
to exceed $50,000 per card Member account per calendar year. You may
be required to send the purchased item to us, in which case we will
reimburse you for that shipping cost. This product provides
secondary coverage. This means it pays eligible benefits not paid by
any primary insurance that you have. For full Terms and Conditions,
see
serve.com/ppterms.
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| Inactivity Fee | $0 | |