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Get started
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| Card price | $0 | |
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Monthly usage
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| Monthly fee | $1 |
No fee for residents of NY, TX, or VT.
For any one (1) monthly statement period, your Monthly Fee will be waived if:
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You receive a Direct Deposit to your Account, in any amount, during the
monthly statement period;
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You otherwise add $500 or more to your Account during the monthly
statement period (receiving money from another accountholder – a P2P
transaction – does not count toward satisfying the $500 add money
requirement).
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You are a participant in the Serve Corporate Payments Program and you
received a Corporate Payment during the current or two prior monthly
statement periods.
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Add money
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| Cash reloads (in-network) | $0 |
"In-network" refers to reloads at over 45,000 locations including
CVS/pharmacy®, Dollar General®, Family Dollar®,
RiteAid®, Walmart® and participating 7‐ELEVEN®
locations. The amount of each load to your Account using cash must be at least $20.
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| Cash reload (out-of-network) | Up to $3.95 |
"Out-of-network" refers to reloads at locations other than CVS/pharmacy®,
Dollar General®, Family Dollar®, Rite Aid®,
Walmart® and participating 7‐ELEVEN® locations. The amount of
each load to your Account using cash must be at least $20.
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| Direct deposit | $0 | |
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Mobile Check Capture by Ingo® Money
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Money in 10 Days
| $0 |
If your check is returned unpaid within the 10 day period, your Account will not be
funded. No minimum check amount.
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Money in Minutes
| 1% or 5% of check ($5 min fee) |
1% fee on payroll or government checks with preprinted signatures or 5% fee on
other checks; $5 minimum fee applies; $20 check minimum.
The Mobile Check Capture by Ingo Money service is provided by a national bank
identified in the Mobile Check Capture
Terms and Conditions
and Ingo Money, Inc., subject to the bank’s and Ingo Money’s Service Mobile
Check Capture
Terms and Conditions
and the bank’s and Ingo Money’s
Privacy Policy.
All checks are subject to approval for funding in Ingo Money’s sole discretion.
Approval usually takes 3 to 5 minutes but can take up to one hour. Fees apply
for approved Money in Minutes transactions funded to your Account.
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| Add money from a bank account | $0 |
You can add money to your Serve Account from your checking or savings account by
initiating a transfer from your bank into your Serve Account. Consult with your bank
for origination fees that may apply.
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| Add money from debit/American Express credit card | $0 |
A cash advance fee may be assessed against your credit card account for credit card
loads. Check your credit card agreement for details.
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Spend money
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| Online Bill Pay | $0 | |
| Serve Money Transfer powered by Ria® | Up to $16.99 |
The Serve Money Transfer fee depends on the transfer amount.
$4.99 for transfers up to $50
$8.99 for transfers $50.01 - $1,000
$16.99 for transfers $1,000.01 - $2,500
See
serve.com/moneytransfer
for more details.
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Get cash
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| ATM withdrawals (in-network) | $0 |
"In-network" refers to the MoneyPass® ATM Network. See
serve.com/atm
for locations and other details.
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| ATM withdrawals (out-of-network) | $2.50 |
This is our fee. No fee for residents of VT. "Out-of-network" refers to all the ATMs
outside of the MoneyPass® ATM Network. You may also be charged a fee by
the ATM operator, even if you do not complete a transaction.
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| ATM transaction decline | $0.75 |
Per ATM decline. No fee for residents of VT. Will apply at MoneyPass® or
other ATMs each time you enter an invalid PIN, exceed your ATM withdrawal limits, or
your Account has insufficient funds.
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| Cash Pickup powered by Ria® | Up to $9.49 |
Per withdrawal. The Cash Pickup service is provided by Ria® for pick
up at Walmart®. The Cash Pickup fee depends on the withdrawal amount.
$3.49 per withdrawal for cash out up to $500
$6.49 per withdrawal for cash $500.01-$1,000
$9.49 per withdrawal for cash $1,000.01-$2,900
Withdrawals up to $2,900 are available to Serve Account holders who receive
their tax refund or refund advance via Direct Deposit into their Serve Account.
See
serve.com/cashpickup
for more details.
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Information
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| Customer service (automated or live agent) | $0 | Available 24/7 |
| ATM balance inquiry (in-network or out-of-network) | N/A | |
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Using your card outside the U.S.
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| Foreign transactions | 2.7% | After conversion to US Dollars. |
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Other
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| Send and receive money | $0 | |
| Goals | $0 | Set aside money for specific goals, emergencies, or other purposes |
| Subaccounts | $0 | |
| Card replacement – standard shipping | $5 |
No fee for residents of NY, TX, or VT. Per replacement card, standard delivery 7-10
business days.
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| Card replacement – expedited shipping | $20 |
Per replacement card, Fedex delivery. Card will arrive in 3-4 business days.
Expedited shipping is not available to customers in Alaska, Hawaii, Puerto Rico,
Guam, and the U.S. Virgin Islands.
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| Purchase Protection on eligible purchases | $0 |
Purchase Protection is underwritten by Virginia Surety Company, Inc., 175 West
Jackson Blvd., Chicago, IL 60604. Coverage is determined by the terms, conditions,
and exclusions of the Policies applicable to your card and is subject to change with
notice. This document does not supplement or replace the Policy. Shipping and
handling costs for the purchase will not be refunded. Certain purchases are not
covered, e.g. items lost by card Member, consumable and perishable items, motorized
vehicles and their parts or accessories, or normal wear and tear. Other important
exclusions apply. You will only be reimbursed for the amount charged to your
eligible card; coverage is limited up to $1,000 per occurrence; not to exceed
$50,000 per card Member account per calendar year. You may be required to send the
purchased item to us, in which case we will reimburse you for that shipping cost.
This product provides secondary coverage. This means it pays eligible benefits not
paid by any primary insurance that you have. For full Terms and Conditions, see
serve.com/ppterms.
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| Inactivity Fee | $0 | |